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The Pew Charitable Trusts
Consumer Financial Security
Bank Regulators Set to Make Decisions on Small Loans
Federal regulators may pursue joint action that could give banks the clarity needed to offer installment loans with prices about six times lower than payday loans.
WHAT'S AT STAKE
Why Small Loan Standards Are Needed
For too long, consumers who are struggling have had poor options when they seek to borrow small sums of money. Using this research, regulators can ensure that banks and credit unions are able to offer affordable, safe choices.
CRITERIA FOR SUCCESS
FACT OF THE MATTER
81% The share of payday loan borrowers who would prefer to borrow from a bank or credit union
See stats and charts
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